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Thursday, August 2, 2018

Credit Officer – Micro/Individual Lending Job at Finance Trust Bank - Career Opportunity in Uganda

Vacancy title:
Credit Officer – Micro/Individual Lending

Jobs at:
Finance Trust Bank

Deadline of this Job:
10th August 2018

Duty Station:
Kampala, Uganda




JOB DETAILS:
Finance Trust Bank was licensed as a Tier 1 Commercial Bank on 11th November, 2013, taking over the financial services business of Uganda Finance Trust Limited (MDI). Today Finance Trust Bank is a fully fledged commercial bank serving a clientele of over 400,000 depositors and over 23,000 borrowers, through a network of 36 branches country wide. The bank offers a variety of Products and services including; Savings, Current accounts, Loans, Money transfer services and Bills payments to its target market which comprises of micro, small and medium entrepreneurs, salary earners and youth.
In order to meet the needs of its growing customer base, the company is seeking to recruit dynamic, self-motivated, result oriented professionals to fill the following position;
Credit Officer – Micro/Individual Lending- READVERTISED
This position reports to the Credit Supervisor.

Role of the job.
To implement the Credit policies and procedures in line with the individual lending procedures of Finance Trust Bank.

Key Result Areas.
  • Build and maintain a good quality loan portfolio.
  • Market the company products in line with the individual lending policies & procedures.
  • Identify, assess, train and sensitize potential customers about loan products, amount and period in line with the individual lending policies & procedures of Finance Trust Bank.
  • Disburse loans to clients on daily basis after the loan meeting in line with the set performance targets and the recommendations of the credit committee.
  • Manage the relationship with customers in line with the Individual lending procedures of Finance Trust Bank.
  • Compile and submit loan returns in line with the individual lending methodology of Finance Trust.
  • Conduct on time loan recovery & aggressive savings mobilization.
Minimum qualification requirements and Personal attributes for the position
  • Degree/Diploma in a Business related field from a recognized Financial Institution.
  • Three (3) years working experience as a loans officer in a reputable organisation is a MUST.
  • Must be computer literate.
  • Good Sales and Marketing skills.
  • Highly organized person, with ability to multitask with ease.
  • Good Interpersonal skills.
  • Good Customer Service Skills.
  • Good Oral & Written communication skills.
  • Ability to work under pressure with minimum supervision and in a rural setting with farmers.
  • High level of integrity and self-drive.
  • Willingness to work in the field at least 60% of the time.
  • Ability to ride a motorcycle is a requirement.
For details, please visit our website at www.financetrust.co.ug .
Position carry’s an attractive salary and benefits package.

Job application procedure
Suitably qualified candidates should address their application, a CV as well as photocopies of academic testimonials to Head, Human Resource, Finance Trust Bank, Plot 115 & 121, Katwe. P.O. Box 6972, Kampala, Uganda, and email it to jobs@financetrust.co.ug . The CV should include telephone contacts and email addresses of three referees, one of who should be the most recent employer.
Closing date for submission of the applications is 10th August 2018. Only shortlisted candidates will be contacted directly on Tel. Numbers 0312 222600 or 0414 341275 ONLY.
Please note that in line with the Bank procedures, no job offers are made online.